ATM business guide

Is Owning an ATM Profitable?

It can be. An ATM earns mostly from the surcharge each customer pays to use it, so the real question is how many people at your location need cash. Bankrate’s 2025 Checking Account and ATM Fee Study put the average ATM surcharge at $3.22 per withdrawal. Your volume and your costs decide the rest.

Below is how ATM owners make money, what eats into it, and how our ATM placement works.

Next step

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Claw Mania and Toy Chest claw machines in a laundromat, background softened
How ATM owners make money

Where ATM Profit Comes From

Each withdrawal can earn a surcharge, the fee the customer sees on screen before taking cash. Some setups also earn a small interchange fee from the card network. Multiply that by the number of withdrawals and you have the gross.

Toy Box claw machines and prize games installed by The Arcade Pros in a Regal theater lobby
What it depends on

What Cuts Into ATM Profit

The gross is not the profit. Owning an ATM comes with costs. With our ATM service, we supply the machine, load the cash and service it, and revenue-share terms are worked out for your location.

Venues that already run our games

We place and service games at Regal movie theaters, Sky Zone, sports facilities and entertainment centers, laundromats and bodegas. Bars get the same crew and the same service.

Regal movie theaters

Sky Zone, sports facilities and entertainment centers

Laundromats and bodegas

Common questions

ATM Business Questions

Short answers. Call 516-716-2166 if yours is not here.

It can be at a location where people need cash. Profit depends on how many withdrawals it gets, the surcharge, and the cost of the machine, processing, cash loading and repairs.

Mostly from the surcharge customers pay per withdrawal. Some setups also earn interchange from the card network. Cash pulled from the machine often gets spent on site, too.

Bankrate’s 2025 Checking Account and ATM Fee Study put the average ATM surcharge at $3.22 per withdrawal. Owners can set it higher or lower, and customers see the fee before they pay.

It varies too much for one honest number. A busy location with lots of cash customers can do far more than a slow one. We look at your business before we talk numbers.

Not with us. We supply and install the ATM, load the cash and service it. Revenue-share terms are worked out for your location.

Places where people pay or play with cash: bars, restaurants, laundromats, bodegas, bowling and skating centers, family entertainment centers, and truck stops.

Next step

Get an ATM for Your Business